We’re pleased to assist you via phone. For assistance, please call 1-800-251-5014.

The Board of Trustees is pleased to welcome you to the Operating Engineers Local 3 Public & Miscellaneous Employees Health and Welfare Trust Fund website!

Our goal is to provide high quality, affordable benefits to our members and their families.

To get started, select Employees or Employers to obtain the information pertinent to you. Inside you will find benefit summaries, forms, customer service contact information, and direct links to your plan providers.

The caring and professional staff at Zenith American Solutions are available to answer your questions and help you understand your benefits. To speak to a representative, call Toll-Free 800-251-5014.


Health & Welfare Trust Fund

The Operating Engineers Public and Miscellaneous Employees Health and Welfare Plan offers a wide range of benefits, including Comprehensive Medical, Chemical Dependency Treatment, Hearing Aid, Prescription Drug, Dental, Orthodontic, Vision, and Burial Expense.

Be Wise Health Care Consumers

To help the Fund remain financially stable and to reduce some of your expenses, you are encouraged to be wise health care consumers. You can do so by taking advantage of cost-saving features built into the Plan. Whenever possible:

  • Use Contract Providers. Hospitals, Physicians, pharmacies, and other health care providers that participate in a network have agreed to negotiated rates, which are generally less than other providers. If you elect the Kaiser HMO, you must use Kaiser facilities and providers, unless there is an emergency.
  • Get regular physical exams. Getting regular physicals can help you be healthier by identifying potential health risks earlier, which could mean less health care problems overall.
  • Request generic equivalents. The cost of a generic medication can be significantly less than the cost of a brand name medication and, by law, they are required to be equivalent.
  • Review your medical bills to ensure that they are accurate. If something does not seem right, or if you are charged for a procedure or supply you never received, question the bill.